LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,911
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,335
−HK$2,462/mo
Today · 4.125%
HK$82,797
baseline
▲ 0.50% · 4.625%
HK$87,835
+HK$5,038/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,594/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,675
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,000
−HK$2,358/mo
Today · 4.125%
HK$91,358
baseline
▲ 0.50% · 4.625%
HK$96,174
+HK$4,816/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,716/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,493
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,401
−HK$2,955/mo
Today · 4.125%
HK$99,356
baseline
▲ 0.50% · 4.625%
HK$105,402
+HK$6,046/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,712/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,010
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,800
−HK$2,830/mo
Today · 4.125%
HK$109,630
baseline
▲ 0.50% · 4.625%
HK$115,408
+HK$5,778/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,260/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,075
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,468
−HK$3,447/mo
Today · 4.125%
HK$115,915
baseline
▲ 0.50% · 4.625%
HK$122,969
+HK$7,054/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,830/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,345
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$124,600
−HK$3,301/mo
Today · 4.125%
HK$127,901
baseline
▲ 0.50% · 4.625%
HK$134,643
+HK$6,742/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,802/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,240
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,602
−HK$4,432/mo
Today · 4.125%
HK$149,034
baseline
▲ 0.50% · 4.625%
HK$158,102
+HK$9,068/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,068/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,015
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$160,200
−HK$4,244/mo
Today · 4.125%
HK$164,444
baseline
▲ 0.50% · 4.625%
HK$173,113
+HK$8,669/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,888/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,126 · Scale 2, in force from 26 Feb 2026)