LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,911
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,335
−HK$2,462/mo
Today · 4.125%
HK$82,797
baseline
▲ 0.50% · 4.625%
HK$87,835
+HK$5,038/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$165,594/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,676
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,000
−HK$2,359/mo
Today · 4.125%
HK$91,359
baseline
▲ 0.50% · 4.625%
HK$96,174
+HK$4,815/mo
Deposit HK$17.08M · loan HK$17.08M · min. income ≈ HK$182,718/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,494
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,402
−HK$2,955/mo
Today · 4.125%
HK$99,357
baseline
▲ 0.50% · 4.625%
HK$105,402
+HK$6,045/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,714/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,011
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,800
−HK$2,830/mo
Today · 4.125%
HK$109,630
baseline
▲ 0.50% · 4.625%
HK$115,409
+HK$5,779/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,260/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,076
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,469
−HK$3,447/mo
Today · 4.125%
HK$115,916
baseline
▲ 0.50% · 4.625%
HK$122,969
+HK$7,053/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,832/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,346
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$124,600
−HK$3,302/mo
Today · 4.125%
HK$127,902
baseline
▲ 0.50% · 4.625%
HK$134,644
+HK$6,742/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,804/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,241
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,603
−HK$4,432/mo
Today · 4.125%
HK$149,035
baseline
▲ 0.50% · 4.625%
HK$158,103
+HK$9,068/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,070/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,016
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$160,201
−HK$4,244/mo
Today · 4.125%
HK$164,445
baseline
▲ 0.50% · 4.625%
HK$173,114
+HK$8,669/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,890/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,134 · Scale 2, in force from 26 Feb 2026)