LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,920
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,344
−HK$2,463/mo
Today · 4.125%
HK$82,807
baseline
▲ 0.50% · 4.625%
HK$87,845
+HK$5,038/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,614/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,686
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,010
−HK$2,359/mo
Today · 4.125%
HK$91,369
baseline
▲ 0.50% · 4.625%
HK$96,185
+HK$4,816/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,738/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,504
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,413
−HK$2,955/mo
Today · 4.125%
HK$99,368
baseline
▲ 0.50% · 4.625%
HK$105,414
+HK$6,046/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,736/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,023
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,813
−HK$2,830/mo
Today · 4.125%
HK$109,643
baseline
▲ 0.50% · 4.625%
HK$115,422
+HK$5,779/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,286/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,088
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$112,482
−HK$3,447/mo
Today · 4.125%
HK$115,929
baseline
▲ 0.50% · 4.625%
HK$122,983
+HK$7,054/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,858/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,360
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$124,615
−HK$3,302/mo
Today · 4.125%
HK$127,917
baseline
▲ 0.50% · 4.625%
HK$134,659
+HK$6,742/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,834/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,257
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$144,619
−HK$4,433/mo
Today · 4.125%
HK$149,052
baseline
▲ 0.50% · 4.625%
HK$158,121
+HK$9,069/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$298,104/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,034
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$160,219
−HK$4,245/mo
Today · 4.125%
HK$164,464
baseline
▲ 0.50% · 4.625%
HK$173,133
+HK$8,669/mo
Deposit HK$3.42M · loan HK$30.75M · min. income ≈ HK$328,928/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,300 · Scale 2, in force from 26 Feb 2026)