LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,923
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,347
−HK$2,462/mo
Today · 4.125%
HK$82,809
baseline
▲ 0.50% · 4.625%
HK$87,848
+HK$5,039/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,618/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,689
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,014
−HK$2,358/mo
Today · 4.125%
HK$91,372
baseline
▲ 0.50% · 4.625%
HK$96,188
+HK$4,816/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,744/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,508
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,416
−HK$2,955/mo
Today · 4.125%
HK$99,371
baseline
▲ 0.50% · 4.625%
HK$105,418
+HK$6,047/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,742/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,026
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,816
−HK$2,831/mo
Today · 4.125%
HK$109,647
baseline
▲ 0.50% · 4.625%
HK$115,426
+HK$5,779/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,294/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,092
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$112,486
−HK$3,447/mo
Today · 4.125%
HK$115,933
baseline
▲ 0.50% · 4.625%
HK$122,988
+HK$7,055/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,866/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,364
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$124,619
−HK$3,302/mo
Today · 4.125%
HK$127,921
baseline
▲ 0.50% · 4.625%
HK$134,664
+HK$6,743/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,842/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,261
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$144,624
−HK$4,433/mo
Today · 4.125%
HK$149,057
baseline
▲ 0.50% · 4.625%
HK$158,127
+HK$9,070/mo
Deposit HK$3.42M · loan HK$30.76M · min. income ≈ HK$298,114/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,039
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$160,224
−HK$4,246/mo
Today · 4.125%
HK$164,470
baseline
▲ 0.50% · 4.625%
HK$173,139
+HK$8,669/mo
Deposit HK$3.42M · loan HK$30.76M · min. income ≈ HK$328,940/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,350 · Scale 2, in force from 26 Feb 2026)