LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,927
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,351
−HK$2,463/mo
Today · 4.125%
HK$82,814
baseline
▲ 0.50% · 4.625%
HK$87,853
+HK$5,039/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,628/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,694
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,019
−HK$2,358/mo
Today · 4.125%
HK$91,377
baseline
▲ 0.50% · 4.625%
HK$96,194
+HK$4,817/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,754/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,513
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,422
−HK$2,955/mo
Today · 4.125%
HK$99,377
baseline
▲ 0.50% · 4.625%
HK$105,424
+HK$6,047/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$198,754/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,032
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,822
−HK$2,831/mo
Today · 4.125%
HK$109,653
baseline
▲ 0.50% · 4.625%
HK$115,433
+HK$5,780/mo
Deposit HK$13.67M · loan HK$20.50M · min. income ≈ HK$219,306/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,098
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,492
−HK$3,448/mo
Today · 4.125%
HK$115,940
baseline
▲ 0.50% · 4.625%
HK$122,995
+HK$7,055/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$231,880/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,371
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$124,626
−HK$3,302/mo
Today · 4.125%
HK$127,928
baseline
▲ 0.50% · 4.625%
HK$134,672
+HK$6,744/mo
Deposit HK$10.25M · loan HK$23.92M · min. income ≈ HK$255,856/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,269
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$144,633
−HK$4,433/mo
Today · 4.125%
HK$149,066
baseline
▲ 0.50% · 4.625%
HK$158,136
+HK$9,070/mo
Deposit HK$3.42M · loan HK$30.76M · min. income ≈ HK$298,132/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,048
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$160,234
−HK$4,245/mo
Today · 4.125%
HK$164,479
baseline
▲ 0.50% · 4.625%
HK$173,149
+HK$8,670/mo
Deposit HK$3.42M · loan HK$30.76M · min. income ≈ HK$328,958/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,433 · Scale 2, in force from 26 Feb 2026)