LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,938
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,362
−HK$2,463/mo
Today · 4.125%
HK$82,825
baseline
▲ 0.50% · 4.625%
HK$87,865
+HK$5,040/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,650/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,705
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$89,030
−HK$2,359/mo
Today · 4.125%
HK$91,389
baseline
▲ 0.50% · 4.625%
HK$96,206
+HK$4,817/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,778/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,525
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,434
−HK$2,956/mo
Today · 4.125%
HK$99,390
baseline
▲ 0.50% · 4.625%
HK$105,438
+HK$6,048/mo
Deposit HK$13.67M · loan HK$20.51M · min. income ≈ HK$198,780/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,046
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,836
−HK$2,831/mo
Today · 4.125%
HK$109,667
baseline
▲ 0.50% · 4.625%
HK$115,448
+HK$5,781/mo
Deposit HK$13.67M · loan HK$20.51M · min. income ≈ HK$219,334/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,113
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,507
−HK$3,448/mo
Today · 4.125%
HK$115,955
baseline
▲ 0.50% · 4.625%
HK$123,011
+HK$7,056/mo
Deposit HK$10.25M · loan HK$23.93M · min. income ≈ HK$231,910/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,387
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,642
−HK$3,303/mo
Today · 4.125%
HK$127,945
baseline
▲ 0.50% · 4.625%
HK$134,689
+HK$6,744/mo
Deposit HK$10.25M · loan HK$23.93M · min. income ≈ HK$255,890/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,288
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$144,651
−HK$4,434/mo
Today · 4.125%
HK$149,085
baseline
▲ 0.50% · 4.625%
HK$158,156
+HK$9,071/mo
Deposit HK$3.42M · loan HK$30.76M · min. income ≈ HK$298,170/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,069
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$160,254
−HK$4,246/mo
Today · 4.125%
HK$164,500
baseline
▲ 0.50% · 4.625%
HK$173,172
+HK$8,672/mo
Deposit HK$3.42M · loan HK$30.76M · min. income ≈ HK$329,000/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,621 · Scale 2, in force from 26 Feb 2026)