LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,949
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,374
−HK$2,463/mo
Today · 4.125%
HK$82,837
baseline
▲ 0.50% · 4.625%
HK$87,877
+HK$5,040/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,674/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,717
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,043
−HK$2,359/mo
Today · 4.125%
HK$91,402
baseline
▲ 0.50% · 4.625%
HK$96,220
+HK$4,818/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,804/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,539
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,448
−HK$2,956/mo
Today · 4.125%
HK$99,404
baseline
▲ 0.50% · 4.625%
HK$105,453
+HK$6,049/mo
Deposit HK$13.67M · loan HK$20.51M · min. income ≈ HK$198,808/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,061
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,852
−HK$2,831/mo
Today · 4.125%
HK$109,683
baseline
▲ 0.50% · 4.625%
HK$115,465
+HK$5,782/mo
Deposit HK$13.67M · loan HK$20.51M · min. income ≈ HK$219,366/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,129
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$112,523
−HK$3,449/mo
Today · 4.125%
HK$115,972
baseline
▲ 0.50% · 4.625%
HK$123,028
+HK$7,056/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,944/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,404
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,660
−HK$3,303/mo
Today · 4.125%
HK$127,963
baseline
▲ 0.50% · 4.625%
HK$134,709
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,926/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,308
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,672
−HK$4,435/mo
Today · 4.125%
HK$149,107
baseline
▲ 0.50% · 4.625%
HK$158,179
+HK$9,072/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,214/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,091
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$160,278
−HK$4,246/mo
Today · 4.125%
HK$164,524
baseline
▲ 0.50% · 4.625%
HK$173,197
+HK$8,673/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,048/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,832 · Scale 2, in force from 26 Feb 2026)