LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,953
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,377
−HK$2,464/mo
Today · 4.125%
HK$82,841
baseline
▲ 0.50% · 4.625%
HK$87,882
+HK$5,041/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,682/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,721
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,047
−HK$2,360/mo
Today · 4.125%
HK$91,407
baseline
▲ 0.50% · 4.625%
HK$96,225
+HK$4,818/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,814/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,543
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,453
−HK$2,956/mo
Today · 4.125%
HK$99,409
baseline
▲ 0.50% · 4.625%
HK$105,458
+HK$6,049/mo
Deposit HK$13.67M · loan HK$20.51M · min. income ≈ HK$198,818/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,066
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,857
−HK$2,831/mo
Today · 4.125%
HK$109,688
baseline
▲ 0.50% · 4.625%
HK$115,470
+HK$5,782/mo
Deposit HK$13.67M · loan HK$20.51M · min. income ≈ HK$219,376/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,134
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$112,528
−HK$3,449/mo
Today · 4.125%
HK$115,977
baseline
▲ 0.50% · 4.625%
HK$123,034
+HK$7,057/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,954/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,410
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,666
−HK$3,303/mo
Today · 4.125%
HK$127,969
baseline
▲ 0.50% · 4.625%
HK$134,715
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,938/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,315
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,679
−HK$4,435/mo
Today · 4.125%
HK$149,114
baseline
▲ 0.50% · 4.625%
HK$158,187
+HK$9,073/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,228/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,099
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$160,285
−HK$4,247/mo
Today · 4.125%
HK$164,532
baseline
▲ 0.50% · 4.625%
HK$173,205
+HK$8,673/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,064/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,452,901 · Scale 2, in force from 26 Feb 2026)