LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,958
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,383
−HK$2,464/mo
Today · 4.125%
HK$82,847
baseline
▲ 0.50% · 4.625%
HK$87,888
+HK$5,041/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,694/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,727
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,053
−HK$2,360/mo
Today · 4.125%
HK$91,413
baseline
▲ 0.50% · 4.625%
HK$96,232
+HK$4,819/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,826/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,550
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,460
−HK$2,956/mo
Today · 4.125%
HK$99,416
baseline
▲ 0.50% · 4.625%
HK$105,465
+HK$6,049/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$198,832/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,073
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,864
−HK$2,832/mo
Today · 4.125%
HK$109,696
baseline
▲ 0.50% · 4.625%
HK$115,478
+HK$5,782/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$219,392/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,141
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,536
−HK$3,449/mo
Today · 4.125%
HK$115,985
baseline
▲ 0.50% · 4.625%
HK$123,043
+HK$7,058/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,970/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,418
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,675
−HK$3,303/mo
Today · 4.125%
HK$127,978
baseline
▲ 0.50% · 4.625%
HK$134,724
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,956/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,324
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,689
−HK$4,435/mo
Today · 4.125%
HK$149,124
baseline
▲ 0.50% · 4.625%
HK$158,198
+HK$9,074/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,248/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,109
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,296
−HK$4,248/mo
Today · 4.125%
HK$164,544
baseline
▲ 0.50% · 4.625%
HK$173,217
+HK$8,673/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,088/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,001 · Scale 2, in force from 26 Feb 2026)