LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,959
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,384
−HK$2,464/mo
Today · 4.125%
HK$82,848
baseline
▲ 0.50% · 4.625%
HK$87,889
+HK$5,041/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$165,696/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,729
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,055
−HK$2,359/mo
Today · 4.125%
HK$91,414
baseline
▲ 0.50% · 4.625%
HK$96,233
+HK$4,819/mo
Deposit HK$17.09M · loan HK$17.09M · min. income ≈ HK$182,828/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,551
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,461
−HK$2,956/mo
Today · 4.125%
HK$99,417
baseline
▲ 0.50% · 4.625%
HK$105,467
+HK$6,050/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$198,834/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,074
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,866
−HK$2,831/mo
Today · 4.125%
HK$109,697
baseline
▲ 0.50% · 4.625%
HK$115,480
+HK$5,783/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$219,394/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,143
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,538
−HK$3,449/mo
Today · 4.125%
HK$115,987
baseline
▲ 0.50% · 4.625%
HK$123,044
+HK$7,057/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,974/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,420
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,677
−HK$3,303/mo
Today · 4.125%
HK$127,980
baseline
▲ 0.50% · 4.625%
HK$134,726
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,960/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,326
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,691
−HK$4,435/mo
Today · 4.125%
HK$149,126
baseline
▲ 0.50% · 4.625%
HK$158,200
+HK$9,074/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,252/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,112
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,298
−HK$4,248/mo
Today · 4.125%
HK$164,546
baseline
▲ 0.50% · 4.625%
HK$173,219
+HK$8,673/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,092/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,021 · Scale 2, in force from 26 Feb 2026)