LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,963
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,388
−HK$2,464/mo
Today · 4.125%
HK$82,852
baseline
▲ 0.50% · 4.625%
HK$87,893
+HK$5,041/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,704/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,733
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,059
−HK$2,360/mo
Today · 4.125%
HK$91,419
baseline
▲ 0.50% · 4.625%
HK$96,237
+HK$4,818/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,838/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,555
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,465
−HK$2,957/mo
Today · 4.125%
HK$99,422
baseline
▲ 0.50% · 4.625%
HK$105,471
+HK$6,049/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$198,844/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,079
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,871
−HK$2,831/mo
Today · 4.125%
HK$109,702
baseline
▲ 0.50% · 4.625%
HK$115,485
+HK$5,783/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$219,404/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,148
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,543
−HK$3,449/mo
Today · 4.125%
HK$115,992
baseline
▲ 0.50% · 4.625%
HK$123,050
+HK$7,058/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,984/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,426
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,682
−HK$3,304/mo
Today · 4.125%
HK$127,986
baseline
▲ 0.50% · 4.625%
HK$134,732
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,972/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,333
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,698
−HK$4,435/mo
Today · 4.125%
HK$149,133
baseline
▲ 0.50% · 4.625%
HK$158,207
+HK$9,074/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,266/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,119
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,306
−HK$4,247/mo
Today · 4.125%
HK$164,553
baseline
▲ 0.50% · 4.625%
HK$173,227
+HK$8,674/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,106/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,088 · Scale 2, in force from 26 Feb 2026)