LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,966
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,391
−HK$2,464/mo
Today · 4.125%
HK$82,855
baseline
▲ 0.50% · 4.625%
HK$87,896
+HK$5,041/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,710/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,736
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,062
−HK$2,360/mo
Today · 4.125%
HK$91,422
baseline
▲ 0.50% · 4.625%
HK$96,241
+HK$4,819/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,844/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,559
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,469
−HK$2,957/mo
Today · 4.125%
HK$99,426
baseline
▲ 0.50% · 4.625%
HK$105,476
+HK$6,050/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$198,852/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,083
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,875
−HK$2,832/mo
Today · 4.125%
HK$109,707
baseline
▲ 0.50% · 4.625%
HK$115,489
+HK$5,782/mo
Deposit HK$13.68M · loan HK$20.51M · min. income ≈ HK$219,414/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,152
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,547
−HK$3,450/mo
Today · 4.125%
HK$115,997
baseline
▲ 0.50% · 4.625%
HK$123,055
+HK$7,058/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,994/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,430
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$124,687
−HK$3,304/mo
Today · 4.125%
HK$127,991
baseline
▲ 0.50% · 4.625%
HK$134,737
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,982/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,338
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$144,703
−HK$4,436/mo
Today · 4.125%
HK$149,139
baseline
▲ 0.50% · 4.625%
HK$158,213
+HK$9,074/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,278/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,125
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,312
−HK$4,248/mo
Today · 4.125%
HK$164,560
baseline
▲ 0.50% · 4.625%
HK$173,234
+HK$8,674/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,120/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,144 · Scale 2, in force from 26 Feb 2026)