LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,966
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,391
−HK$2,464/mo
Today · 4.125%
HK$82,855
baseline
▲ 0.50% · 4.625%
HK$87,897
+HK$5,042/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,710/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,737
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,063
−HK$2,360/mo
Today · 4.125%
HK$91,423
baseline
▲ 0.50% · 4.625%
HK$96,242
+HK$4,819/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,846/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,559
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,470
−HK$2,956/mo
Today · 4.125%
HK$99,426
baseline
▲ 0.50% · 4.625%
HK$105,476
+HK$6,050/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$198,852/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,084
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,875
−HK$2,832/mo
Today · 4.125%
HK$109,707
baseline
▲ 0.50% · 4.625%
HK$115,490
+HK$5,783/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$219,414/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,153
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,548
−HK$3,450/mo
Today · 4.125%
HK$115,998
baseline
▲ 0.50% · 4.625%
HK$123,056
+HK$7,058/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$231,996/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,431
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$124,688
−HK$3,304/mo
Today · 4.125%
HK$127,992
baseline
▲ 0.50% · 4.625%
HK$134,738
+HK$6,746/mo
Deposit HK$10.26M · loan HK$23.93M · min. income ≈ HK$255,984/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,339
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$144,705
−HK$4,435/mo
Today · 4.125%
HK$149,140
baseline
▲ 0.50% · 4.625%
HK$158,215
+HK$9,075/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$298,280/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,126
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,313
−HK$4,248/mo
Today · 4.125%
HK$164,561
baseline
▲ 0.50% · 4.625%
HK$173,235
+HK$8,674/mo
Deposit HK$3.42M · loan HK$30.77M · min. income ≈ HK$329,122/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,155 · Scale 2, in force from 26 Feb 2026)