LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,986
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,412
−HK$2,465/mo
Today · 4.125%
HK$82,877
baseline
▲ 0.50% · 4.625%
HK$87,919
+HK$5,042/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,754/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,759
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,086
−HK$2,360/mo
Today · 4.125%
HK$91,446
baseline
▲ 0.50% · 4.625%
HK$96,266
+HK$4,820/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,892/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,583
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,494
−HK$2,958/mo
Today · 4.125%
HK$99,452
baseline
▲ 0.50% · 4.625%
HK$105,503
+HK$6,051/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$198,904/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,111
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,903
−HK$2,832/mo
Today · 4.125%
HK$109,735
baseline
▲ 0.50% · 4.625%
HK$115,520
+HK$5,785/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$219,470/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,181
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$112,577
−HK$3,450/mo
Today · 4.125%
HK$116,027
baseline
▲ 0.50% · 4.625%
HK$123,087
+HK$7,060/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$232,054/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,462
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,720
−HK$3,305/mo
Today · 4.125%
HK$128,025
baseline
▲ 0.50% · 4.625%
HK$134,773
+HK$6,748/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$256,050/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,375
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$144,742
−HK$4,436/mo
Today · 4.125%
HK$149,178
baseline
▲ 0.50% · 4.625%
HK$158,255
+HK$9,077/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$298,356/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,166
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$160,354
−HK$4,249/mo
Today · 4.125%
HK$164,603
baseline
▲ 0.50% · 4.625%
HK$173,279
+HK$8,676/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$329,206/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,526 · Scale 2, in force from 26 Feb 2026)