LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,987
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,413
−HK$2,464/mo
Today · 4.125%
HK$82,877
baseline
▲ 0.50% · 4.625%
HK$87,920
+HK$5,043/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,754/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,759
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,086
−HK$2,361/mo
Today · 4.125%
HK$91,447
baseline
▲ 0.50% · 4.625%
HK$96,267
+HK$4,820/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,894/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,584
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,495
−HK$2,958/mo
Today · 4.125%
HK$99,453
baseline
▲ 0.50% · 4.625%
HK$105,504
+HK$6,051/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$198,906/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,111
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,904
−HK$2,832/mo
Today · 4.125%
HK$109,736
baseline
▲ 0.50% · 4.625%
HK$115,521
+HK$5,785/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$219,472/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,181
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,578
−HK$3,450/mo
Today · 4.125%
HK$116,028
baseline
▲ 0.50% · 4.625%
HK$123,088
+HK$7,060/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$232,056/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,463
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,721
−HK$3,305/mo
Today · 4.125%
HK$128,026
baseline
▲ 0.50% · 4.625%
HK$134,774
+HK$6,748/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$256,052/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,376
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$144,743
−HK$4,436/mo
Today · 4.125%
HK$149,179
baseline
▲ 0.50% · 4.625%
HK$158,256
+HK$9,077/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$298,358/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,167
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$160,355
−HK$4,249/mo
Today · 4.125%
HK$164,604
baseline
▲ 0.50% · 4.625%
HK$173,281
+HK$8,677/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$329,208/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,537 · Scale 2, in force from 26 Feb 2026)