LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,988
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,414
−HK$2,465/mo
Today · 4.125%
HK$82,879
baseline
▲ 0.50% · 4.625%
HK$87,922
+HK$5,043/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,758/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,761
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,088
−HK$2,360/mo
Today · 4.125%
HK$91,448
baseline
▲ 0.50% · 4.625%
HK$96,269
+HK$4,821/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,896/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,586
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,497
−HK$2,957/mo
Today · 4.125%
HK$99,454
baseline
▲ 0.50% · 4.625%
HK$105,506
+HK$6,052/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$198,908/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,113
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,905
−HK$2,833/mo
Today · 4.125%
HK$109,738
baseline
▲ 0.50% · 4.625%
HK$115,522
+HK$5,784/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$219,476/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,183
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,580
−HK$3,450/mo
Today · 4.125%
HK$116,030
baseline
▲ 0.50% · 4.625%
HK$123,090
+HK$7,060/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$232,060/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,465
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,723
−HK$3,305/mo
Today · 4.125%
HK$128,028
baseline
▲ 0.50% · 4.625%
HK$134,776
+HK$6,748/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$256,056/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,379
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$144,745
−HK$4,437/mo
Today · 4.125%
HK$149,182
baseline
▲ 0.50% · 4.625%
HK$158,259
+HK$9,077/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$298,364/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,170
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$160,358
−HK$4,249/mo
Today · 4.125%
HK$164,607
baseline
▲ 0.50% · 4.625%
HK$173,284
+HK$8,677/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$329,214/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,562 · Scale 2, in force from 26 Feb 2026)