LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,992
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,418
−HK$2,465/mo
Today · 4.125%
HK$82,883
baseline
▲ 0.50% · 4.625%
HK$87,926
+HK$5,043/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,766/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,766
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,093
−HK$2,360/mo
Today · 4.125%
HK$91,453
baseline
▲ 0.50% · 4.625%
HK$96,274
+HK$4,821/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,906/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,591
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,502
−HK$2,958/mo
Today · 4.125%
HK$99,460
baseline
▲ 0.50% · 4.625%
HK$105,512
+HK$6,052/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$198,920/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,119
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,911
−HK$2,833/mo
Today · 4.125%
HK$109,744
baseline
▲ 0.50% · 4.625%
HK$115,529
+HK$5,785/mo
Deposit HK$13.68M · loan HK$20.52M · min. income ≈ HK$219,488/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,189
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$112,586
−HK$3,451/mo
Today · 4.125%
HK$116,037
baseline
▲ 0.50% · 4.625%
HK$123,097
+HK$7,060/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$232,074/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,472
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,730
−HK$3,305/mo
Today · 4.125%
HK$128,035
baseline
▲ 0.50% · 4.625%
HK$134,784
+HK$6,749/mo
Deposit HK$10.26M · loan HK$23.94M · min. income ≈ HK$256,070/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,386
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$144,753
−HK$4,437/mo
Today · 4.125%
HK$149,190
baseline
▲ 0.50% · 4.625%
HK$158,268
+HK$9,078/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$298,380/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,178
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,367
−HK$4,249/mo
Today · 4.125%
HK$164,616
baseline
▲ 0.50% · 4.625%
HK$173,293
+HK$8,677/mo
Deposit HK$3.42M · loan HK$30.78M · min. income ≈ HK$329,232/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,643 · Scale 2, in force from 26 Feb 2026)