LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,005
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,431
−HK$2,465/mo
Today · 4.125%
HK$82,896
baseline
▲ 0.50% · 4.625%
HK$87,941
+HK$5,045/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$165,792/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,780
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,107
−HK$2,361/mo
Today · 4.125%
HK$91,468
baseline
▲ 0.50% · 4.625%
HK$96,289
+HK$4,821/mo
Deposit HK$17.10M · loan HK$17.10M · min. income ≈ HK$182,936/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,606
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,518
−HK$2,958/mo
Today · 4.125%
HK$99,476
baseline
▲ 0.50% · 4.625%
HK$105,529
+HK$6,053/mo
Deposit HK$13.68M · loan HK$20.53M · min. income ≈ HK$198,952/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,136
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,928
−HK$2,834/mo
Today · 4.125%
HK$109,762
baseline
▲ 0.50% · 4.625%
HK$115,547
+HK$5,785/mo
Deposit HK$13.68M · loan HK$20.53M · min. income ≈ HK$219,524/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,207
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$112,604
−HK$3,451/mo
Today · 4.125%
HK$116,055
baseline
▲ 0.50% · 4.625%
HK$123,117
+HK$7,062/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,110/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,492
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,750
−HK$3,305/mo
Today · 4.125%
HK$128,055
baseline
▲ 0.50% · 4.625%
HK$134,805
+HK$6,750/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,110/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,409
−HK$8,805/mo
▼ 0.25% · 3.875%
HK$144,776
−HK$4,438/mo
Today · 4.125%
HK$149,214
baseline
▲ 0.50% · 4.625%
HK$158,293
+HK$9,079/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,428/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,203
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,393
−HK$4,250/mo
Today · 4.125%
HK$164,643
baseline
▲ 0.50% · 4.625%
HK$173,321
+HK$8,678/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,286/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,875 · Scale 2, in force from 26 Feb 2026)