LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,008
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,435
−HK$2,465/mo
Today · 4.125%
HK$82,900
baseline
▲ 0.50% · 4.625%
HK$87,945
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,800/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,784
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,111
−HK$2,361/mo
Today · 4.125%
HK$91,472
baseline
▲ 0.50% · 4.625%
HK$96,294
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,944/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,610
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,522
−HK$2,958/mo
Today · 4.125%
HK$99,480
baseline
▲ 0.50% · 4.625%
HK$105,534
+HK$6,054/mo
Deposit HK$13.68M · loan HK$20.53M · min. income ≈ HK$198,960/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,140
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,933
−HK$2,834/mo
Today · 4.125%
HK$109,767
baseline
▲ 0.50% · 4.625%
HK$115,553
+HK$5,786/mo
Deposit HK$13.68M · loan HK$20.53M · min. income ≈ HK$219,534/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,212
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$112,609
−HK$3,451/mo
Today · 4.125%
HK$116,060
baseline
▲ 0.50% · 4.625%
HK$123,122
+HK$7,062/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,120/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,497
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,756
−HK$3,305/mo
Today · 4.125%
HK$128,061
baseline
▲ 0.50% · 4.625%
HK$134,812
+HK$6,751/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,122/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,415
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,783
−HK$4,438/mo
Today · 4.125%
HK$149,221
baseline
▲ 0.50% · 4.625%
HK$158,300
+HK$9,079/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,442/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,211
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$160,400
−HK$4,250/mo
Today · 4.125%
HK$164,650
baseline
▲ 0.50% · 4.625%
HK$173,329
+HK$8,679/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,300/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$1,453,942 · Scale 2, in force from 26 Feb 2026)