LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,011
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,437
−HK$2,466/mo
Today · 4.125%
HK$82,903
baseline
▲ 0.50% · 4.625%
HK$87,947
+HK$5,044/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,806/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,786
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,114
−HK$2,361/mo
Today · 4.125%
HK$91,475
baseline
▲ 0.50% · 4.625%
HK$96,297
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,950/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,613
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,525
−HK$2,958/mo
Today · 4.125%
HK$99,483
baseline
▲ 0.50% · 4.625%
HK$105,537
+HK$6,054/mo
Deposit HK$13.68M · loan HK$20.53M · min. income ≈ HK$198,966/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,143
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,936
−HK$2,834/mo
Today · 4.125%
HK$109,770
baseline
▲ 0.50% · 4.625%
HK$115,556
+HK$5,786/mo
Deposit HK$13.68M · loan HK$20.53M · min. income ≈ HK$219,540/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,215
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,612
−HK$3,452/mo
Today · 4.125%
HK$116,064
baseline
▲ 0.50% · 4.625%
HK$123,126
+HK$7,062/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,128/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,501
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,759
−HK$3,306/mo
Today · 4.125%
HK$128,065
baseline
▲ 0.50% · 4.625%
HK$134,815
+HK$6,750/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,130/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,419
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,787
−HK$4,438/mo
Today · 4.125%
HK$149,225
baseline
▲ 0.50% · 4.625%
HK$158,305
+HK$9,080/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,450/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,215
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,405
−HK$4,250/mo
Today · 4.125%
HK$164,655
baseline
▲ 0.50% · 4.625%
HK$173,334
+HK$8,679/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,310/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,453,984 · Scale 2, in force from 26 Feb 2026)