LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,014
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,440
−HK$2,466/mo
Today · 4.125%
HK$82,906
baseline
▲ 0.50% · 4.625%
HK$87,950
+HK$5,044/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,812/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,789
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,117
−HK$2,361/mo
Today · 4.125%
HK$91,478
baseline
▲ 0.50% · 4.625%
HK$96,300
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,956/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,616
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,528
−HK$2,959/mo
Today · 4.125%
HK$99,487
baseline
▲ 0.50% · 4.625%
HK$105,540
+HK$6,053/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,974/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,147
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,940
−HK$2,834/mo
Today · 4.125%
HK$109,774
baseline
▲ 0.50% · 4.625%
HK$115,560
+HK$5,786/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,548/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,219
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,616
−HK$3,452/mo
Today · 4.125%
HK$116,068
baseline
▲ 0.50% · 4.625%
HK$123,130
+HK$7,062/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,136/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,505
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$124,764
−HK$3,306/mo
Today · 4.125%
HK$128,070
baseline
▲ 0.50% · 4.625%
HK$134,820
+HK$6,750/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,140/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,424
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,792
−HK$4,438/mo
Today · 4.125%
HK$149,230
baseline
▲ 0.50% · 4.625%
HK$158,311
+HK$9,081/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,460/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,221
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,410
−HK$4,251/mo
Today · 4.125%
HK$164,661
baseline
▲ 0.50% · 4.625%
HK$173,340
+HK$8,679/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,322/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,037 · Scale 2, in force from 26 Feb 2026)