LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,015
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,441
−HK$2,466/mo
Today · 4.125%
HK$82,907
baseline
▲ 0.50% · 4.625%
HK$87,952
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,814/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,791
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,118
−HK$2,362/mo
Today · 4.125%
HK$91,480
baseline
▲ 0.50% · 4.625%
HK$96,302
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,960/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,618
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,530
−HK$2,958/mo
Today · 4.125%
HK$99,488
baseline
▲ 0.50% · 4.625%
HK$105,542
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,976/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,149
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,942
−HK$2,833/mo
Today · 4.125%
HK$109,775
baseline
▲ 0.50% · 4.625%
HK$115,562
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,550/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,221
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,618
−HK$3,452/mo
Today · 4.125%
HK$116,070
baseline
▲ 0.50% · 4.625%
HK$123,132
+HK$7,062/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,140/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,507
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,765
−HK$3,306/mo
Today · 4.125%
HK$128,071
baseline
▲ 0.50% · 4.625%
HK$134,822
+HK$6,751/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,142/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,426
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,794
−HK$4,438/mo
Today · 4.125%
HK$149,232
baseline
▲ 0.50% · 4.625%
HK$158,313
+HK$9,081/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,464/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,223
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,413
−HK$4,250/mo
Today · 4.125%
HK$164,663
baseline
▲ 0.50% · 4.625%
HK$173,343
+HK$8,680/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,326/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,058 · Scale 2, in force from 26 Feb 2026)