LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,017
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,444
−HK$2,465/mo
Today · 4.125%
HK$82,909
baseline
▲ 0.50% · 4.625%
HK$87,954
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,818/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,793
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,121
−HK$2,361/mo
Today · 4.125%
HK$91,482
baseline
▲ 0.50% · 4.625%
HK$96,305
+HK$4,823/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,964/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,621
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,533
−HK$2,958/mo
Today · 4.125%
HK$99,491
baseline
▲ 0.50% · 4.625%
HK$105,545
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,982/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,152
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,945
−HK$2,834/mo
Today · 4.125%
HK$109,779
baseline
▲ 0.50% · 4.625%
HK$115,566
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,558/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,224
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,621
−HK$3,452/mo
Today · 4.125%
HK$116,073
baseline
▲ 0.50% · 4.625%
HK$123,136
+HK$7,063/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,146/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,511
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,769
−HK$3,306/mo
Today · 4.125%
HK$128,075
baseline
▲ 0.50% · 4.625%
HK$134,826
+HK$6,751/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,150/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,431
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,799
−HK$4,438/mo
Today · 4.125%
HK$149,237
baseline
▲ 0.50% · 4.625%
HK$158,318
+HK$9,081/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,474/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,228
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,418
−HK$4,250/mo
Today · 4.125%
HK$164,668
baseline
▲ 0.50% · 4.625%
HK$173,348
+HK$8,680/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,336/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,104 · Scale 2, in force from 26 Feb 2026)