LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,018
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,445
−HK$2,466/mo
Today · 4.125%
HK$82,911
baseline
▲ 0.50% · 4.625%
HK$87,956
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,822/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,795
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,122
−HK$2,362/mo
Today · 4.125%
HK$91,484
baseline
▲ 0.50% · 4.625%
HK$96,306
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,968/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,622
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,534
−HK$2,959/mo
Today · 4.125%
HK$99,493
baseline
▲ 0.50% · 4.625%
HK$105,547
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,986/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,154
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,947
−HK$2,834/mo
Today · 4.125%
HK$109,781
baseline
▲ 0.50% · 4.625%
HK$115,567
+HK$5,786/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,562/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,226
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,623
−HK$3,452/mo
Today · 4.125%
HK$116,075
baseline
▲ 0.50% · 4.625%
HK$123,138
+HK$7,063/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,150/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,513
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,771
−HK$3,306/mo
Today · 4.125%
HK$128,077
baseline
▲ 0.50% · 4.625%
HK$134,829
+HK$6,752/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,154/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,433
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$144,801
−HK$4,439/mo
Today · 4.125%
HK$149,240
baseline
▲ 0.50% · 4.625%
HK$158,320
+HK$9,080/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,480/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,230
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,420
−HK$4,251/mo
Today · 4.125%
HK$164,671
baseline
▲ 0.50% · 4.625%
HK$173,351
+HK$8,680/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,342/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,127 · Scale 2, in force from 26 Feb 2026)