LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,020
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,447
−HK$2,465/mo
Today · 4.125%
HK$82,912
baseline
▲ 0.50% · 4.625%
HK$87,957
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,824/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,796
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,124
−HK$2,362/mo
Today · 4.125%
HK$91,486
baseline
▲ 0.50% · 4.625%
HK$96,308
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,972/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,624
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,536
−HK$2,959/mo
Today · 4.125%
HK$99,495
baseline
▲ 0.50% · 4.625%
HK$105,549
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,990/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,156
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,949
−HK$2,834/mo
Today · 4.125%
HK$109,783
baseline
▲ 0.50% · 4.625%
HK$115,570
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,566/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,228
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,625
−HK$3,452/mo
Today · 4.125%
HK$116,077
baseline
▲ 0.50% · 4.625%
HK$123,140
+HK$7,063/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,154/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,515
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$124,774
−HK$3,306/mo
Today · 4.125%
HK$128,080
baseline
▲ 0.50% · 4.625%
HK$134,831
+HK$6,751/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,160/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,436
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,804
−HK$4,438/mo
Today · 4.125%
HK$149,242
baseline
▲ 0.50% · 4.625%
HK$158,323
+HK$9,081/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,484/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,233
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,423
−HK$4,251/mo
Today · 4.125%
HK$164,674
baseline
▲ 0.50% · 4.625%
HK$173,354
+HK$8,680/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,348/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,154 · Scale 2, in force from 26 Feb 2026)