LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,021
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,448
−HK$2,466/mo
Today · 4.125%
HK$82,914
baseline
▲ 0.50% · 4.625%
HK$87,959
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,828/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,798
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,126
−HK$2,362/mo
Today · 4.125%
HK$91,488
baseline
▲ 0.50% · 4.625%
HK$96,310
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,976/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,626
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,538
−HK$2,959/mo
Today · 4.125%
HK$99,497
baseline
▲ 0.50% · 4.625%
HK$105,551
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,994/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,158
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,951
−HK$2,834/mo
Today · 4.125%
HK$109,785
baseline
▲ 0.50% · 4.625%
HK$115,572
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,570/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,230
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,628
−HK$3,452/mo
Today · 4.125%
HK$116,080
baseline
▲ 0.50% · 4.625%
HK$123,143
+HK$7,063/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,160/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,517
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,776
−HK$3,307/mo
Today · 4.125%
HK$128,083
baseline
▲ 0.50% · 4.625%
HK$134,834
+HK$6,751/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,166/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,439
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,807
−HK$4,438/mo
Today · 4.125%
HK$149,245
baseline
▲ 0.50% · 4.625%
HK$158,327
+HK$9,082/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,490/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,237
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,427
−HK$4,251/mo
Today · 4.125%
HK$164,678
baseline
▲ 0.50% · 4.625%
HK$173,358
+HK$8,680/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,356/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,185 · Scale 2, in force from 26 Feb 2026)