LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,023
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,450
−HK$2,465/mo
Today · 4.125%
HK$82,915
baseline
▲ 0.50% · 4.625%
HK$87,960
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,830/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,799
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,127
−HK$2,362/mo
Today · 4.125%
HK$91,489
baseline
▲ 0.50% · 4.625%
HK$96,311
+HK$4,822/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,978/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,627
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,539
−HK$2,959/mo
Today · 4.125%
HK$99,498
baseline
▲ 0.50% · 4.625%
HK$105,553
+HK$6,055/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$198,996/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,159
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,953
−HK$2,834/mo
Today · 4.125%
HK$109,787
baseline
▲ 0.50% · 4.625%
HK$115,574
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,574/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,232
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,629
−HK$3,452/mo
Today · 4.125%
HK$116,081
baseline
▲ 0.50% · 4.625%
HK$123,145
+HK$7,064/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$232,162/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,519
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$124,778
−HK$3,306/mo
Today · 4.125%
HK$128,084
baseline
▲ 0.50% · 4.625%
HK$134,836
+HK$6,752/mo
Deposit HK$10.26M · loan HK$23.95M · min. income ≈ HK$256,168/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,441
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,809
−HK$4,438/mo
Today · 4.125%
HK$149,247
baseline
▲ 0.50% · 4.625%
HK$158,329
+HK$9,082/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$298,494/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,239
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,429
−HK$4,251/mo
Today · 4.125%
HK$164,680
baseline
▲ 0.50% · 4.625%
HK$173,360
+HK$8,680/mo
Deposit HK$3.42M · loan HK$30.79M · min. income ≈ HK$329,360/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,205 · Scale 2, in force from 26 Feb 2026)