LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,024
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,451
−HK$2,466/mo
Today · 4.125%
HK$82,917
baseline
▲ 0.50% · 4.625%
HK$87,962
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,834/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,801
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,129
−HK$2,361/mo
Today · 4.125%
HK$91,490
baseline
▲ 0.50% · 4.625%
HK$96,313
+HK$4,823/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,980/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,629
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,541
−HK$2,959/mo
Today · 4.125%
HK$99,500
baseline
▲ 0.50% · 4.625%
HK$105,554
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$199,000/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,161
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,954
−HK$2,834/mo
Today · 4.125%
HK$109,788
baseline
▲ 0.50% · 4.625%
HK$115,575
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,576/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,233
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,631
−HK$3,452/mo
Today · 4.125%
HK$116,083
baseline
▲ 0.50% · 4.625%
HK$123,147
+HK$7,064/mo
Deposit HK$10.27M · loan HK$23.95M · min. income ≈ HK$232,166/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,521
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$124,780
−HK$3,306/mo
Today · 4.125%
HK$128,086
baseline
▲ 0.50% · 4.625%
HK$134,838
+HK$6,752/mo
Deposit HK$10.27M · loan HK$23.95M · min. income ≈ HK$256,172/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,443
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$144,811
−HK$4,439/mo
Today · 4.125%
HK$149,250
baseline
▲ 0.50% · 4.625%
HK$158,331
+HK$9,081/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,500/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,241
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,432
−HK$4,250/mo
Today · 4.125%
HK$164,682
baseline
▲ 0.50% · 4.625%
HK$173,363
+HK$8,681/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,364/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,228 · Scale 2, in force from 26 Feb 2026)