LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,028
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,455
−HK$2,466/mo
Today · 4.125%
HK$82,921
baseline
▲ 0.50% · 4.625%
HK$87,966
+HK$5,045/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,842/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,805
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,133
−HK$2,362/mo
Today · 4.125%
HK$91,495
baseline
▲ 0.50% · 4.625%
HK$96,318
+HK$4,823/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$182,990/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,633
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,546
−HK$2,959/mo
Today · 4.125%
HK$99,505
baseline
▲ 0.50% · 4.625%
HK$105,559
+HK$6,054/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$199,010/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,166
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,960
−HK$2,834/mo
Today · 4.125%
HK$109,794
baseline
▲ 0.50% · 4.625%
HK$115,581
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,588/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,239
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,637
−HK$3,452/mo
Today · 4.125%
HK$116,089
baseline
▲ 0.50% · 4.625%
HK$123,153
+HK$7,064/mo
Deposit HK$10.27M · loan HK$23.95M · min. income ≈ HK$232,178/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,527
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,786
−HK$3,307/mo
Today · 4.125%
HK$128,093
baseline
▲ 0.50% · 4.625%
HK$134,845
+HK$6,752/mo
Deposit HK$10.27M · loan HK$23.95M · min. income ≈ HK$256,186/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,450
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$144,818
−HK$4,439/mo
Today · 4.125%
HK$149,257
baseline
▲ 0.50% · 4.625%
HK$158,339
+HK$9,082/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,514/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,249
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,439
−HK$4,251/mo
Today · 4.125%
HK$164,690
baseline
▲ 0.50% · 4.625%
HK$173,372
+HK$8,682/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,380/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,299 · Scale 2, in force from 26 Feb 2026)