LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,035
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,462
−HK$2,466/mo
Today · 4.125%
HK$82,928
baseline
▲ 0.50% · 4.625%
HK$87,974
+HK$5,046/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,856/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,813
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,141
−HK$2,362/mo
Today · 4.125%
HK$91,503
baseline
▲ 0.50% · 4.625%
HK$96,326
+HK$4,823/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,006/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,642
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,554
−HK$2,960/mo
Today · 4.125%
HK$99,514
baseline
▲ 0.50% · 4.625%
HK$105,569
+HK$6,055/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$199,028/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,175
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,969
−HK$2,835/mo
Today · 4.125%
HK$109,804
baseline
▲ 0.50% · 4.625%
HK$115,591
+HK$5,787/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,608/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,248
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,647
−HK$3,452/mo
Today · 4.125%
HK$116,099
baseline
▲ 0.50% · 4.625%
HK$123,164
+HK$7,065/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,198/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,538
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,797
−HK$3,307/mo
Today · 4.125%
HK$128,104
baseline
▲ 0.50% · 4.625%
HK$134,857
+HK$6,753/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,208/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,462
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$144,831
−HK$4,439/mo
Today · 4.125%
HK$149,270
baseline
▲ 0.50% · 4.625%
HK$158,353
+HK$9,083/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,540/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,263
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$160,454
−HK$4,251/mo
Today · 4.125%
HK$164,705
baseline
▲ 0.50% · 4.625%
HK$173,387
+HK$8,682/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,410/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,429 · Scale 2, in force from 26 Feb 2026)