LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,038
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,466
−HK$2,466/mo
Today · 4.125%
HK$82,932
baseline
▲ 0.50% · 4.625%
HK$87,978
+HK$5,046/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,864/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,817
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,145
−HK$2,362/mo
Today · 4.125%
HK$91,507
baseline
▲ 0.50% · 4.625%
HK$96,331
+HK$4,824/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,014/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,646
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,559
−HK$2,960/mo
Today · 4.125%
HK$99,519
baseline
▲ 0.50% · 4.625%
HK$105,574
+HK$6,055/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$199,038/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,180
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,974
−HK$2,835/mo
Today · 4.125%
HK$109,809
baseline
▲ 0.50% · 4.625%
HK$115,597
+HK$5,788/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,618/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,254
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,652
−HK$3,453/mo
Today · 4.125%
HK$116,105
baseline
▲ 0.50% · 4.625%
HK$123,170
+HK$7,065/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,210/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,544
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,803
−HK$3,307/mo
Today · 4.125%
HK$128,110
baseline
▲ 0.50% · 4.625%
HK$134,863
+HK$6,753/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,220/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,469
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$144,839
−HK$4,439/mo
Today · 4.125%
HK$149,278
baseline
▲ 0.50% · 4.625%
HK$158,361
+HK$9,083/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,556/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,271
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$160,462
−HK$4,251/mo
Today · 4.125%
HK$164,713
baseline
▲ 0.50% · 4.625%
HK$173,396
+HK$8,683/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,426/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,500 · Scale 2, in force from 26 Feb 2026)