LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,040
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,467
−HK$2,467/mo
Today · 4.125%
HK$82,934
baseline
▲ 0.50% · 4.625%
HK$87,980
+HK$5,046/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,868/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,818
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,147
−HK$2,362/mo
Today · 4.125%
HK$91,509
baseline
▲ 0.50% · 4.625%
HK$96,333
+HK$4,824/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,018/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,648
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,561
−HK$2,959/mo
Today · 4.125%
HK$99,520
baseline
▲ 0.50% · 4.625%
HK$105,576
+HK$6,056/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$199,040/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,182
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,976
−HK$2,835/mo
Today · 4.125%
HK$109,811
baseline
▲ 0.50% · 4.625%
HK$115,599
+HK$5,788/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,622/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,256
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,654
−HK$3,453/mo
Today · 4.125%
HK$116,107
baseline
▲ 0.50% · 4.625%
HK$123,172
+HK$7,065/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,214/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,546
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,806
−HK$3,307/mo
Today · 4.125%
HK$128,113
baseline
▲ 0.50% · 4.625%
HK$134,866
+HK$6,753/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,226/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,472
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$144,841
−HK$4,439/mo
Today · 4.125%
HK$149,280
baseline
▲ 0.50% · 4.625%
HK$158,364
+HK$9,084/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,560/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,273
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$160,464
−HK$4,252/mo
Today · 4.125%
HK$164,716
baseline
▲ 0.50% · 4.625%
HK$173,399
+HK$8,683/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,432/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,525 · Scale 2, in force from 26 Feb 2026)