LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,041
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,469
−HK$2,466/mo
Today · 4.125%
HK$82,935
baseline
▲ 0.50% · 4.625%
HK$87,982
+HK$5,047/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,870/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,820
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,149
−HK$2,362/mo
Today · 4.125%
HK$91,511
baseline
▲ 0.50% · 4.625%
HK$96,335
+HK$4,824/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,022/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,650
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,563
−HK$2,959/mo
Today · 4.125%
HK$99,522
baseline
▲ 0.50% · 4.625%
HK$105,578
+HK$6,056/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$199,044/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,184
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,978
−HK$2,835/mo
Today · 4.125%
HK$109,813
baseline
▲ 0.50% · 4.625%
HK$115,601
+HK$5,788/mo
Deposit HK$13.69M · loan HK$20.53M · min. income ≈ HK$219,626/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,258
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,656
−HK$3,453/mo
Today · 4.125%
HK$116,109
baseline
▲ 0.50% · 4.625%
HK$123,174
+HK$7,065/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,218/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,548
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,808
−HK$3,307/mo
Today · 4.125%
HK$128,115
baseline
▲ 0.50% · 4.625%
HK$134,868
+HK$6,753/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,230/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,474
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$144,844
−HK$4,439/mo
Today · 4.125%
HK$149,283
baseline
▲ 0.50% · 4.625%
HK$158,367
+HK$9,084/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,566/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,276
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,468
−HK$4,252/mo
Today · 4.125%
HK$164,720
baseline
▲ 0.50% · 4.625%
HK$173,402
+HK$8,682/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,440/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,555 · Scale 2, in force from 26 Feb 2026)