LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,046
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,474
−HK$2,466/mo
Today · 4.125%
HK$82,940
baseline
▲ 0.50% · 4.625%
HK$87,987
+HK$5,047/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,880/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,826
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,154
−HK$2,362/mo
Today · 4.125%
HK$91,516
baseline
▲ 0.50% · 4.625%
HK$96,340
+HK$4,824/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,032/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,655
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,569
−HK$2,959/mo
Today · 4.125%
HK$99,528
baseline
▲ 0.50% · 4.625%
HK$105,584
+HK$6,056/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$199,056/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,191
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,985
−HK$2,835/mo
Today · 4.125%
HK$109,820
baseline
▲ 0.50% · 4.625%
HK$115,608
+HK$5,788/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$219,640/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,265
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,663
−HK$3,453/mo
Today · 4.125%
HK$116,116
baseline
▲ 0.50% · 4.625%
HK$123,182
+HK$7,066/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,232/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,556
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,816
−HK$3,307/mo
Today · 4.125%
HK$128,123
baseline
▲ 0.50% · 4.625%
HK$134,877
+HK$6,754/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,246/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,483
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,853
−HK$4,440/mo
Today · 4.125%
HK$149,293
baseline
▲ 0.50% · 4.625%
HK$158,377
+HK$9,084/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$298,586/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,286
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,477
−HK$4,253/mo
Today · 4.125%
HK$164,730
baseline
▲ 0.50% · 4.625%
HK$173,413
+HK$8,683/mo
Deposit HK$3.42M · loan HK$30.80M · min. income ≈ HK$329,460/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,644 · Scale 2, in force from 26 Feb 2026)