LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,049
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,476
−HK$2,467/mo
Today · 4.125%
HK$82,943
baseline
▲ 0.50% · 4.625%
HK$87,990
+HK$5,047/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,886/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,828
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,157
−HK$2,362/mo
Today · 4.125%
HK$91,519
baseline
▲ 0.50% · 4.625%
HK$96,343
+HK$4,824/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,038/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,658
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,572
−HK$2,959/mo
Today · 4.125%
HK$99,531
baseline
▲ 0.50% · 4.625%
HK$105,588
+HK$6,057/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$199,062/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,194
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,988
−HK$2,835/mo
Today · 4.125%
HK$109,823
baseline
▲ 0.50% · 4.625%
HK$115,612
+HK$5,789/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$219,646/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,268
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,667
−HK$3,453/mo
Today · 4.125%
HK$116,120
baseline
▲ 0.50% · 4.625%
HK$123,186
+HK$7,066/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,240/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,559
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,820
−HK$3,307/mo
Today · 4.125%
HK$128,127
baseline
▲ 0.50% · 4.625%
HK$134,881
+HK$6,754/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,254/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,487
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,857
−HK$4,440/mo
Today · 4.125%
HK$149,297
baseline
▲ 0.50% · 4.625%
HK$158,381
+HK$9,084/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$298,594/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,291
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,482
−HK$4,253/mo
Today · 4.125%
HK$164,735
baseline
▲ 0.50% · 4.625%
HK$173,418
+HK$8,683/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$329,470/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,688 · Scale 2, in force from 26 Feb 2026)