LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,049
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,477
−HK$2,466/mo
Today · 4.125%
HK$82,943
baseline
▲ 0.50% · 4.625%
HK$87,990
+HK$5,047/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$165,886/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,829
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,157
−HK$2,363/mo
Today · 4.125%
HK$91,520
baseline
▲ 0.50% · 4.625%
HK$96,344
+HK$4,824/mo
Deposit HK$17.11M · loan HK$17.11M · min. income ≈ HK$183,040/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,659
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,572
−HK$2,960/mo
Today · 4.125%
HK$99,532
baseline
▲ 0.50% · 4.625%
HK$105,588
+HK$6,056/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$199,064/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,194
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$106,989
−HK$2,835/mo
Today · 4.125%
HK$109,824
baseline
▲ 0.50% · 4.625%
HK$115,613
+HK$5,789/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$219,648/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,268
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,667
−HK$3,454/mo
Today · 4.125%
HK$116,121
baseline
▲ 0.50% · 4.625%
HK$123,186
+HK$7,065/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,242/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,560
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,820
−HK$3,308/mo
Today · 4.125%
HK$128,128
baseline
▲ 0.50% · 4.625%
HK$134,881
+HK$6,753/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,256/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,488
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,858
−HK$4,440/mo
Today · 4.125%
HK$149,298
baseline
▲ 0.50% · 4.625%
HK$158,382
+HK$9,084/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$298,596/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,291
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,483
−HK$4,252/mo
Today · 4.125%
HK$164,735
baseline
▲ 0.50% · 4.625%
HK$173,419
+HK$8,684/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$329,470/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,695 · Scale 2, in force from 26 Feb 2026)