LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,061
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,489
−HK$2,467/mo
Today · 4.125%
HK$82,956
baseline
▲ 0.50% · 4.625%
HK$88,004
+HK$5,048/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,912/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,842
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,171
−HK$2,363/mo
Today · 4.125%
HK$91,534
baseline
▲ 0.50% · 4.625%
HK$96,359
+HK$4,825/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,068/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,673
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,587
−HK$2,960/mo
Today · 4.125%
HK$99,547
baseline
▲ 0.50% · 4.625%
HK$105,604
+HK$6,057/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$199,094/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,210
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,005
−HK$2,836/mo
Today · 4.125%
HK$109,841
baseline
▲ 0.50% · 4.625%
HK$115,630
+HK$5,789/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$219,682/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,285
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,685
−HK$3,453/mo
Today · 4.125%
HK$116,138
baseline
▲ 0.50% · 4.625%
HK$123,205
+HK$7,067/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,276/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,579
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,839
−HK$3,308/mo
Today · 4.125%
HK$128,147
baseline
▲ 0.50% · 4.625%
HK$134,902
+HK$6,755/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,294/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,510
−HK$8,811/mo
▼ 0.25% · 3.875%
HK$144,880
−HK$4,441/mo
Today · 4.125%
HK$149,321
baseline
▲ 0.50% · 4.625%
HK$158,407
+HK$9,086/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$298,642/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,316
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$160,508
−HK$4,253/mo
Today · 4.125%
HK$164,761
baseline
▲ 0.50% · 4.625%
HK$173,446
+HK$8,685/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$329,522/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,919 · Scale 2, in force from 26 Feb 2026)