LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,062
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,490
−HK$2,467/mo
Today · 4.125%
HK$82,957
baseline
▲ 0.50% · 4.625%
HK$88,005
+HK$5,048/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,914/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,843
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,172
−HK$2,363/mo
Today · 4.125%
HK$91,535
baseline
▲ 0.50% · 4.625%
HK$96,360
+HK$4,825/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,070/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,674
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,588
−HK$2,961/mo
Today · 4.125%
HK$99,549
baseline
▲ 0.50% · 4.625%
HK$105,606
+HK$6,057/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$199,098/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,212
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$107,007
−HK$2,835/mo
Today · 4.125%
HK$109,842
baseline
▲ 0.50% · 4.625%
HK$115,632
+HK$5,790/mo
Deposit HK$13.69M · loan HK$20.54M · min. income ≈ HK$219,684/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,287
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,686
−HK$3,454/mo
Today · 4.125%
HK$116,140
baseline
▲ 0.50% · 4.625%
HK$123,207
+HK$7,067/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$232,280/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,580
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,841
−HK$3,308/mo
Today · 4.125%
HK$128,149
baseline
▲ 0.50% · 4.625%
HK$134,904
+HK$6,755/mo
Deposit HK$10.27M · loan HK$23.96M · min. income ≈ HK$256,298/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,511
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$144,882
−HK$4,441/mo
Today · 4.125%
HK$149,323
baseline
▲ 0.50% · 4.625%
HK$158,409
+HK$9,086/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$298,646/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,318
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$160,510
−HK$4,253/mo
Today · 4.125%
HK$164,763
baseline
▲ 0.50% · 4.625%
HK$173,448
+HK$8,685/mo
Deposit HK$3.42M · loan HK$30.81M · min. income ≈ HK$329,526/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,454,939 · Scale 2, in force from 26 Feb 2026)