LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,076
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,505
−HK$2,467/mo
Today · 4.125%
HK$82,972
baseline
▲ 0.50% · 4.625%
HK$88,021
+HK$5,049/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,944/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,859
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,188
−HK$2,364/mo
Today · 4.125%
HK$91,552
baseline
▲ 0.50% · 4.625%
HK$96,377
+HK$4,825/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,104/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,691
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,606
−HK$2,961/mo
Today · 4.125%
HK$99,567
baseline
▲ 0.50% · 4.625%
HK$105,625
+HK$6,058/mo
Deposit HK$13.70M · loan HK$20.54M · min. income ≈ HK$199,134/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,231
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,026
−HK$2,836/mo
Today · 4.125%
HK$109,862
baseline
▲ 0.50% · 4.625%
HK$115,653
+HK$5,791/mo
Deposit HK$13.70M · loan HK$20.54M · min. income ≈ HK$219,724/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,307
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,707
−HK$3,454/mo
Today · 4.125%
HK$116,161
baseline
▲ 0.50% · 4.625%
HK$123,229
+HK$7,068/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,322/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,602
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$124,864
−HK$3,308/mo
Today · 4.125%
HK$128,172
baseline
▲ 0.50% · 4.625%
HK$134,928
+HK$6,756/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,344/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,537
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$144,908
−HK$4,442/mo
Today · 4.125%
HK$149,350
baseline
▲ 0.50% · 4.625%
HK$158,437
+HK$9,087/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,700/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,346
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$160,539
−HK$4,254/mo
Today · 4.125%
HK$164,793
baseline
▲ 0.50% · 4.625%
HK$173,479
+HK$8,686/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,586/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,203 · Scale 2, in force from 26 Feb 2026)