LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,083
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,512
−HK$2,467/mo
Today · 4.125%
HK$82,979
baseline
▲ 0.50% · 4.625%
HK$88,028
+HK$5,049/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,958/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,866
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,196
−HK$2,363/mo
Today · 4.125%
HK$91,559
baseline
▲ 0.50% · 4.625%
HK$96,386
+HK$4,827/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,118/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,699
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,614
−HK$2,961/mo
Today · 4.125%
HK$99,575
baseline
▲ 0.50% · 4.625%
HK$105,634
+HK$6,059/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,150/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,239
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,035
−HK$2,836/mo
Today · 4.125%
HK$109,871
baseline
▲ 0.50% · 4.625%
HK$115,663
+HK$5,792/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,742/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,316
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,716
−HK$3,455/mo
Today · 4.125%
HK$116,171
baseline
▲ 0.50% · 4.625%
HK$123,240
+HK$7,069/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,342/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,613
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$124,874
−HK$3,309/mo
Today · 4.125%
HK$128,183
baseline
▲ 0.50% · 4.625%
HK$134,940
+HK$6,757/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,366/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,549
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$144,921
−HK$4,442/mo
Today · 4.125%
HK$149,363
baseline
▲ 0.50% · 4.625%
HK$158,451
+HK$9,088/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,726/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,359
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,553
−HK$4,254/mo
Today · 4.125%
HK$164,807
baseline
▲ 0.50% · 4.625%
HK$173,494
+HK$8,687/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,614/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,326 · Scale 2, in force from 26 Feb 2026)