LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,084
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,513
−HK$2,468/mo
Today · 4.125%
HK$82,981
baseline
▲ 0.50% · 4.625%
HK$88,030
+HK$5,049/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,962/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,868
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,198
−HK$2,363/mo
Today · 4.125%
HK$91,561
baseline
▲ 0.50% · 4.625%
HK$96,388
+HK$4,827/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,122/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,701
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,616
−HK$2,961/mo
Today · 4.125%
HK$99,577
baseline
▲ 0.50% · 4.625%
HK$105,636
+HK$6,059/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,154/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,242
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,038
−HK$2,836/mo
Today · 4.125%
HK$109,874
baseline
▲ 0.50% · 4.625%
HK$115,665
+HK$5,791/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,748/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,318
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,719
−HK$3,454/mo
Today · 4.125%
HK$116,173
baseline
▲ 0.50% · 4.625%
HK$123,242
+HK$7,069/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,346/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,615
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,877
−HK$3,309/mo
Today · 4.125%
HK$128,186
baseline
▲ 0.50% · 4.625%
HK$134,943
+HK$6,757/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,372/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,552
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$144,924
−HK$4,442/mo
Today · 4.125%
HK$149,366
baseline
▲ 0.50% · 4.625%
HK$158,454
+HK$9,088/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,732/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,363
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,556
−HK$4,255/mo
Today · 4.125%
HK$164,811
baseline
▲ 0.50% · 4.625%
HK$173,498
+HK$8,687/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,622/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,359 · Scale 2, in force from 26 Feb 2026)