LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,087
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,515
−HK$2,468/mo
Today · 4.125%
HK$82,983
baseline
▲ 0.50% · 4.625%
HK$88,033
+HK$5,050/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,966/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,870
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,200
−HK$2,364/mo
Today · 4.125%
HK$91,564
baseline
▲ 0.50% · 4.625%
HK$96,390
+HK$4,826/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,128/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,704
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,619
−HK$2,961/mo
Today · 4.125%
HK$99,580
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$6,059/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,160/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,245
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,040
−HK$2,837/mo
Today · 4.125%
HK$109,877
baseline
▲ 0.50% · 4.625%
HK$115,668
+HK$5,791/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,754/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,321
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,722
−HK$3,455/mo
Today · 4.125%
HK$116,177
baseline
▲ 0.50% · 4.625%
HK$123,246
+HK$7,069/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,354/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,619
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$124,880
−HK$3,309/mo
Today · 4.125%
HK$128,189
baseline
▲ 0.50% · 4.625%
HK$134,946
+HK$6,757/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,378/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,556
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$144,928
−HK$4,442/mo
Today · 4.125%
HK$149,370
baseline
▲ 0.50% · 4.625%
HK$158,459
+HK$9,089/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,740/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,367
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,561
−HK$4,254/mo
Today · 4.125%
HK$164,815
baseline
▲ 0.50% · 4.625%
HK$173,502
+HK$8,687/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,630/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,397 · Scale 2, in force from 26 Feb 2026)