LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,087
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,516
−HK$2,468/mo
Today · 4.125%
HK$82,984
baseline
▲ 0.50% · 4.625%
HK$88,033
+HK$5,049/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,968/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,871
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,201
−HK$2,363/mo
Today · 4.125%
HK$91,564
baseline
▲ 0.50% · 4.625%
HK$96,391
+HK$4,827/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,128/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,704
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,619
−HK$2,961/mo
Today · 4.125%
HK$99,580
baseline
▲ 0.50% · 4.625%
HK$105,640
+HK$6,060/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,160/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,245
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,041
−HK$2,836/mo
Today · 4.125%
HK$109,877
baseline
▲ 0.50% · 4.625%
HK$115,669
+HK$5,792/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,754/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,322
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,722
−HK$3,455/mo
Today · 4.125%
HK$116,177
baseline
▲ 0.50% · 4.625%
HK$123,246
+HK$7,069/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,354/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,619
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,881
−HK$3,309/mo
Today · 4.125%
HK$128,190
baseline
▲ 0.50% · 4.625%
HK$134,947
+HK$6,757/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,380/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,557
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$144,929
−HK$4,442/mo
Today · 4.125%
HK$149,371
baseline
▲ 0.50% · 4.625%
HK$158,460
+HK$9,089/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,742/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,368
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,561
−HK$4,255/mo
Today · 4.125%
HK$164,816
baseline
▲ 0.50% · 4.625%
HK$173,503
+HK$8,687/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,632/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,405 · Scale 2, in force from 26 Feb 2026)