LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,093
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,522
−HK$2,468/mo
Today · 4.125%
HK$82,990
baseline
▲ 0.50% · 4.625%
HK$88,040
+HK$5,050/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,980/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,878
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,208
−HK$2,363/mo
Today · 4.125%
HK$91,571
baseline
▲ 0.50% · 4.625%
HK$96,398
+HK$4,827/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,142/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,711
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,626
−HK$2,962/mo
Today · 4.125%
HK$99,588
baseline
▲ 0.50% · 4.625%
HK$105,648
+HK$6,060/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,176/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,253
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,049
−HK$2,837/mo
Today · 4.125%
HK$109,886
baseline
▲ 0.50% · 4.625%
HK$115,678
+HK$5,792/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,772/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,330
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,731
−HK$3,455/mo
Today · 4.125%
HK$116,186
baseline
▲ 0.50% · 4.625%
HK$123,256
+HK$7,070/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,372/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,629
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,891
−HK$3,309/mo
Today · 4.125%
HK$128,200
baseline
▲ 0.50% · 4.625%
HK$134,957
+HK$6,757/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,400/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,567
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$144,940
−HK$4,442/mo
Today · 4.125%
HK$149,382
baseline
▲ 0.50% · 4.625%
HK$158,472
+HK$9,090/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,764/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,380
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,574
−HK$4,254/mo
Today · 4.125%
HK$164,828
baseline
▲ 0.50% · 4.625%
HK$173,517
+HK$8,689/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,656/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,516 · Scale 2, in force from 26 Feb 2026)