LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,096
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,525
−HK$2,468/mo
Today · 4.125%
HK$82,993
baseline
▲ 0.50% · 4.625%
HK$88,043
+HK$5,050/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,986/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,881
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,211
−HK$2,364/mo
Today · 4.125%
HK$91,575
baseline
▲ 0.50% · 4.625%
HK$96,402
+HK$4,827/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,150/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,715
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,630
−HK$2,962/mo
Today · 4.125%
HK$99,592
baseline
▲ 0.50% · 4.625%
HK$105,652
+HK$6,060/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,184/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,257
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,053
−HK$2,837/mo
Today · 4.125%
HK$109,890
baseline
▲ 0.50% · 4.625%
HK$115,682
+HK$5,792/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,780/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,334
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,735
−HK$3,455/mo
Today · 4.125%
HK$116,190
baseline
▲ 0.50% · 4.625%
HK$123,260
+HK$7,070/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,380/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,633
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,895
−HK$3,310/mo
Today · 4.125%
HK$128,205
baseline
▲ 0.50% · 4.625%
HK$134,963
+HK$6,758/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,410/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,573
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$144,945
−HK$4,443/mo
Today · 4.125%
HK$149,388
baseline
▲ 0.50% · 4.625%
HK$158,478
+HK$9,090/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,776/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,386
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$160,580
−HK$4,255/mo
Today · 4.125%
HK$164,835
baseline
▲ 0.50% · 4.625%
HK$173,523
+HK$8,688/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,670/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,571 · Scale 2, in force from 26 Feb 2026)