LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,097
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,526
−HK$2,468/mo
Today · 4.125%
HK$82,994
baseline
▲ 0.50% · 4.625%
HK$88,044
+HK$5,050/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$165,988/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,882
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,212
−HK$2,364/mo
Today · 4.125%
HK$91,576
baseline
▲ 0.50% · 4.625%
HK$96,403
+HK$4,827/mo
Deposit HK$17.12M · loan HK$17.12M · min. income ≈ HK$183,152/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,716
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,631
−HK$2,962/mo
Today · 4.125%
HK$99,593
baseline
▲ 0.50% · 4.625%
HK$105,653
+HK$6,060/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,186/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,258
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,054
−HK$2,837/mo
Today · 4.125%
HK$109,891
baseline
▲ 0.50% · 4.625%
HK$115,683
+HK$5,792/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,782/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,335
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,736
−HK$3,456/mo
Today · 4.125%
HK$116,192
baseline
▲ 0.50% · 4.625%
HK$123,262
+HK$7,070/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$232,384/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,635
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,897
−HK$3,309/mo
Today · 4.125%
HK$128,206
baseline
▲ 0.50% · 4.625%
HK$134,964
+HK$6,758/mo
Deposit HK$10.27M · loan HK$23.97M · min. income ≈ HK$256,412/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,574
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$144,947
−HK$4,442/mo
Today · 4.125%
HK$149,389
baseline
▲ 0.50% · 4.625%
HK$158,479
+HK$9,090/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$298,778/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,387
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$160,581
−HK$4,255/mo
Today · 4.125%
HK$164,836
baseline
▲ 0.50% · 4.625%
HK$173,525
+HK$8,689/mo
Deposit HK$3.42M · loan HK$30.82M · min. income ≈ HK$329,672/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,587 · Scale 2, in force from 26 Feb 2026)