LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,110
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,539
−HK$2,469/mo
Today · 4.125%
HK$83,008
baseline
▲ 0.50% · 4.625%
HK$88,059
+HK$5,051/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,016/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,896
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,227
−HK$2,364/mo
Today · 4.125%
HK$91,591
baseline
▲ 0.50% · 4.625%
HK$96,419
+HK$4,828/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,182/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,732
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,647
−HK$2,963/mo
Today · 4.125%
HK$99,610
baseline
▲ 0.50% · 4.625%
HK$105,671
+HK$6,061/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,220/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,276
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,072
−HK$2,837/mo
Today · 4.125%
HK$109,909
baseline
▲ 0.50% · 4.625%
HK$115,703
+HK$5,794/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,818/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,354
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,755
−HK$3,456/mo
Today · 4.125%
HK$116,211
baseline
▲ 0.50% · 4.625%
HK$123,282
+HK$7,071/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,422/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,655
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,918
−HK$3,310/mo
Today · 4.125%
HK$128,228
baseline
▲ 0.50% · 4.625%
HK$134,987
+HK$6,759/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,456/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,598
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$144,971
−HK$4,443/mo
Today · 4.125%
HK$149,414
baseline
▲ 0.50% · 4.625%
HK$158,506
+HK$9,092/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$298,828/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,413
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,608
−HK$4,256/mo
Today · 4.125%
HK$164,864
baseline
▲ 0.50% · 4.625%
HK$173,554
+HK$8,690/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$329,728/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,831 · Scale 2, in force from 26 Feb 2026)