LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,111
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,540
−HK$2,469/mo
Today · 4.125%
HK$83,009
baseline
▲ 0.50% · 4.625%
HK$88,060
+HK$5,051/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,018/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,897
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,228
−HK$2,364/mo
Today · 4.125%
HK$91,592
baseline
▲ 0.50% · 4.625%
HK$96,420
+HK$4,828/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,184/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,733
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,649
−HK$2,962/mo
Today · 4.125%
HK$99,611
baseline
▲ 0.50% · 4.625%
HK$105,672
+HK$6,061/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,222/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,277
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,074
−HK$2,837/mo
Today · 4.125%
HK$109,911
baseline
▲ 0.50% · 4.625%
HK$115,704
+HK$5,793/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,822/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,355
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,757
−HK$3,456/mo
Today · 4.125%
HK$116,213
baseline
▲ 0.50% · 4.625%
HK$123,284
+HK$7,071/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,426/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,656
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,919
−HK$3,310/mo
Today · 4.125%
HK$128,229
baseline
▲ 0.50% · 4.625%
HK$134,988
+HK$6,759/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,458/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,599
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,973
−HK$4,443/mo
Today · 4.125%
HK$149,416
baseline
▲ 0.50% · 4.625%
HK$158,508
+HK$9,092/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$298,832/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,415
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,610
−HK$4,256/mo
Today · 4.125%
HK$164,866
baseline
▲ 0.50% · 4.625%
HK$173,556
+HK$8,690/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$329,732/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,849 · Scale 2, in force from 26 Feb 2026)