LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,117
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,547
−HK$2,469/mo
Today · 4.125%
HK$83,016
baseline
▲ 0.50% · 4.625%
HK$88,067
+HK$5,051/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,032/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,905
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,236
−HK$2,364/mo
Today · 4.125%
HK$91,600
baseline
▲ 0.50% · 4.625%
HK$96,428
+HK$4,828/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,200/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,741
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,657
−HK$2,962/mo
Today · 4.125%
HK$99,619
baseline
▲ 0.50% · 4.625%
HK$105,681
+HK$6,062/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$199,238/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,286
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,083
−HK$2,837/mo
Today · 4.125%
HK$109,920
baseline
▲ 0.50% · 4.625%
HK$115,714
+HK$5,794/mo
Deposit HK$13.70M · loan HK$20.55M · min. income ≈ HK$219,840/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,364
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,766
−HK$3,457/mo
Today · 4.125%
HK$116,223
baseline
▲ 0.50% · 4.625%
HK$123,294
+HK$7,071/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,446/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,667
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,930
−HK$3,310/mo
Today · 4.125%
HK$128,240
baseline
▲ 0.50% · 4.625%
HK$135,000
+HK$6,760/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,480/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,611
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$144,985
−HK$4,444/mo
Today · 4.125%
HK$149,429
baseline
▲ 0.50% · 4.625%
HK$158,521
+HK$9,092/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$298,858/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,429
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,624
−HK$4,256/mo
Today · 4.125%
HK$164,880
baseline
▲ 0.50% · 4.625%
HK$173,571
+HK$8,691/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$329,760/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,455,973 · Scale 2, in force from 26 Feb 2026)