LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,120
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,550
−HK$2,469/mo
Today · 4.125%
HK$83,019
baseline
▲ 0.50% · 4.625%
HK$88,070
+HK$5,051/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,038/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,908
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,239
−HK$2,364/mo
Today · 4.125%
HK$91,603
baseline
▲ 0.50% · 4.625%
HK$96,432
+HK$4,829/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,206/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,744
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,660
−HK$2,963/mo
Today · 4.125%
HK$99,623
baseline
▲ 0.50% · 4.625%
HK$105,684
+HK$6,061/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$199,246/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,289
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,086
−HK$2,838/mo
Today · 4.125%
HK$109,924
baseline
▲ 0.50% · 4.625%
HK$115,718
+HK$5,794/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$219,848/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,368
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,770
−HK$3,456/mo
Today · 4.125%
HK$116,226
baseline
▲ 0.50% · 4.625%
HK$123,298
+HK$7,072/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,452/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,671
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,934
−HK$3,310/mo
Today · 4.125%
HK$128,244
baseline
▲ 0.50% · 4.625%
HK$135,004
+HK$6,760/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,488/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,616
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$144,990
−HK$4,444/mo
Today · 4.125%
HK$149,434
baseline
▲ 0.50% · 4.625%
HK$158,527
+HK$9,093/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$298,868/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,434
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,629
−HK$4,257/mo
Today · 4.125%
HK$164,886
baseline
▲ 0.50% · 4.625%
HK$173,577
+HK$8,691/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$329,772/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,021 · Scale 2, in force from 26 Feb 2026)